Privacy Policy

1. Introduction

College Money Method ("we," "us," or "our") operates the College Money Method platform (the "Service"), available at collegemoneymethod.com. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data. By using the Service, you agree to the practices described in this policy.

2. Information We Collect

We may collect the following categories of information:

• Account Information: Name, email address, and school affiliation provided when you register or sign in.
• Usage Data: Pages visited, features used, and actions taken within the Service, collected automatically via cookies and similar technologies.
• Communications: Messages you send through our contact form or support channels.
• Device & Technical Data: IP address, browser type, operating system, and referring URLs, collected to maintain and improve service quality.

3. How We Use Your Information

We use the information we collect solely to provide and improve the Service:

• To create and manage your account.
• To deliver financial aid resources, workshop content, and school-specific guidance tailored to you.
• To respond to your inquiries and provide customer support.
• To analyze aggregate, anonymized usage trends and improve the Service.
• To send transactional emails (e.g., password resets, workshop reminders).

We do not use your data for advertising, profiling, or any purpose unrelated to delivering financial aid assistance through the Service.

4. How We Share Your Information

We do not sell, rent, or share your personal information with third parties for their own marketing or commercial purposes. We may share limited data only in the following circumstances:

• Service Providers: Trusted vendors who process data on our behalf (e.g., cloud hosting, email delivery) under strict confidentiality agreements and solely to perform services for us.
• Your School / Institution: If you access the Service through a school partnership, your school counselor may see your activity within the platform as part of their guidance role.
• Legal Requirements: When required by law or to protect the rights, property, or safety of College Money Method or its users.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time by contacting us at support@collegemoneymethod.com.

6. Cookies

We use essential cookies to keep you signed in and remember your preferences, and analytics cookies (e.g., aggregate page views) to understand how the Service is used. We do not use advertising or tracking cookies. You can disable cookies in your browser settings, though some features of the Service may not function correctly without them.

7. Security

We implement industry-standard security measures — including encryption in transit (TLS), encrypted storage, and access controls — to protect your personal information. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

The Service is intended for high school students (typically age 13 and older) and their parents, guardians, and school counselors. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

9. Your Rights

Depending on your location, you may have the right to access, correct, or delete the personal information we hold about you. To exercise any of these rights, contact us at support@collegemoneymethod.com.

10. Changes to This Policy

We may update this policy from time to time. We will notify registered users of material changes via email or an in-app notice. Continued use of the Service after changes take effect constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: