Terms of Service

1. Acceptance of Terms

By accessing or using the College Money Method platform (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you are using the Service on behalf of a school, organization, or household, you represent that you have authority to accept these Terms on that entity's behalf. If you do not agree to these Terms, please do not use the Service.

2. Description of Service

College Money Method provides an educational platform that helps students, parents, and school counselors navigate the college financial aid process. The Service includes access to financial aid resources, content libraries, workshop registrations, and school-specific guidance portals.

3. Eligibility & Accounts

To create an account, you must be at least 13 years old or have verifiable parental consent. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at support@collegemoneymethod.com if you suspect unauthorized access to your account.

4. Permitted Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not:

• Use the Service in any way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to any portion of the Service or its related systems.
• Copy, scrape, reproduce, or distribute any content from the Service without our express written permission.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Transmit any harmful, offensive, or disruptive content through the Service.

5. Intellectual Property

All content on the Service — including text, graphics, logos, videos, and curriculum materials — is owned by or licensed to College Money Method and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights. You may access and use content solely for your personal, non-commercial educational use.

6. Educational Content Disclaimer

The content and resources provided through the Service are for general educational and informational purposes only. They do not constitute professional financial, legal, or tax advice. College Money Method is not a licensed financial advisor. For advice specific to your situation, please consult a qualified professional.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Your data is used solely to provide the Service to you and is never sold or shared with third parties for commercial purposes.

8. Termination

We reserve the right to suspend or terminate your access to the Service at any time if you violate these Terms or engage in conduct that we determine, in our sole discretion, is harmful to the Service or other users. You may also terminate your account at any time by contacting us at support@collegemoneymethod.com.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. College Money Method does not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, College Money Method shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, even if we have been advised of the possibility of such damages.

11. Governing Law

These Terms are governed by the laws of the United States and the state in which College Money Method is incorporated, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts of that jurisdiction.

12. Changes to These Terms

We may update these Terms from time to time. We will notify registered users of material changes via email or an in-app notice. Continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, please contact us: