Calculator
2027-28 FAFSA Student Aid Index (SAI) Calculator
This calculator provides an estimate of your Student Aid Index (SAI) for the 2027-28 FAFSA along with an explanation of the calculation.
10 min to completeUpdated Sep 13, 2026
Why Is This Important?
- Your Student Aid Index is your estimated contribution or ability to pay for college that schools use to determine your eligibility for need-based aid. Knowing it early gives your family a real planning advantage. You'll understand what colleges expect you to contribute and can start exploring how different financial decisions might shift that number.
How To Use This
- You'll need your 2025 tax returns and a current snapshot of savings, investments, and other assets. The calculator walks you through each step. Run it once to get your baseline, and come back to test different scenarios.